Quanta SLS Capital Group
division of Quanta Global Capital Limited
Institutional Insurance-Backed Funding Platform
At the core is a portfolio of senior life settlement (SLS) insurance policies, each underwritten by A Rated or AA Rated U.S. carriers. These assets deliver predictable, mortality-driven cash flows that underpin every Quanta issuance.
Key Highlights
Each issuance is supported by a diversified, high-value SLS policy pool.- The portfolio is independently certified to cover:
- 100% repayment of principal at maturity, and
- Projected coupon obligations throughout the term.
- Minimum eligible project size: USD 100 million and above.
Each transaction is individually underwritten and validated by independent actuaries who confirm that the policy proceeds are sufficient to fully satisfy all repayment obligations.
- 1
Investor Capital
Project Loan from Financial Institution
- 2
Quanta platform
Trustee & Insurance Manager
- 3
Insurance Portfolio
SLS Collateral (125% Coverage)
- 4
Project Funding
Renewable Energy, Infrastructure, Biotech
Capital Protection & Yield Design
- Principal Repayment
Principal is fully secured and repaid from the maturity proceeds of the SLS insurance portfolio held under trust. Investor capital is thus protected by an
actuarially verified pool of insured benefits — not by project performance.
Insurance-Backed Principal Protection
Secured by actualially verified policy matrurities
- Interest Payments
Investors: principal protection through insured policy maturities.
7.5% Fixed Annual Return
Paid by project/browser
Collateral Management & Beneficiary Rights
All underlying life insurance policies are administered by independent A-rated insurance managers, operating under strict fiduciary and custodial agreements.
Fiduciary Oversight Structure
Insurance managers
A-rated administered
Trustee
Independent Oversight
Lender
Sole Economic Beneficiary
Beneficiary & Insurance Manager Role
Beneficiary Rights
Beneficiary : The lender providing capital is registered as the sole economic beneficiary of all policy maturities.
Insurance Manager Role
- Manages custody and premium payments
- Ensures Quanta SLS Capital Group compliance.
- Provides annual actuarial and performance reporting
Each year, lenders receive :
- updated actuarial valuations
- mortality and maturity tracking,
- confirmation of maintained coverage ratios (≥ 125%).
Capital Protection & Yield Design
Engaged auditors (Big Four firms such as Deloitte or KPMG) confirm that the structure:
IFRS 9 & Basel III
Meets IFRS 9 and Basel III standards for asset segregation and capital protection.
Beneficial Ownership
Properly assigns beneficial ownership of collateralized assets to the lender.
Trust-Based Custody
Maintains a trust-based custody framework with annual actuarial verification.
Instrument Snapshot
| Instrument | Quanta Preferred Notes |
|---|---|
| Illustrative Issue Size | USD 100,000,000 |
| Coupon Rate | 7.50% fixed p.a |
| Term / Maturity | 10 years |
| Redemption | 100% of principal at maturity |
| Currency | USD |
| Security | Collateralized by actuarially validated Senior Life Settlement policies |
| Eligible Projects | Renewable energy • Infrastructure • Housing • Industrial • AI & biotech |
USD 100M
Total Issue Size
7.5%
Fixed Annual Coupon
10 Years
Note Terms
Insurance & Actuarial Framework
The SLS portfolio is the cornerstone of principal protection.
$100M
Total Face Value
$35M
Acquisition & Maintenance Cost (~35%)
82-88
Average Insured Age
9-12%
Expected Annual Mortality Yield
A-Rated
U.S. Carriers or Higher
Actuarial Perfection Cycle
Liquidity and coverage are actively maintained through the actuarial perfection cycle — a dynamic reinvestment strategy where matured policy proceeds are redeployed into shorter-duration policies, preserving liquidity and ensuring full principal redemption by Year 10.
Transaction Economics (Illustrative)
| Component | Amount (USD) | Description |
|---|---|---|
| Total Funding Facility | 100,000,000 | Gross principal of Preferred Note issuance |
| Insurance Collateral Portfolio | 100,000,000 | Total insured face value securing principal |
| Portfolio Acquisition & Cost | 35,000,000 | Acquisition, premium reserve, compliance |
| Net Project Proceeds | 60,000,000 | Capital disbursed to borrower |
| Reserves & Structuring | 5,000,000 | Legal, audit, and trust allocations |
Fiduciary & Legal Structure
Trustee
- Oversees premium payments
- Holds policy titles
- Receives maturity proceeds
- Manages reinvestments
- Executes redemptions
Auditor
Big Four audit firm verifying actuarial
coverage annually
Jurisdiction
Cash Flow
Actuarial Certification & Audit Assurance
Projected Yield Coverage
-
Projected Yield Coverage
Confirms mortality proceeds cover both coupon and principal. -
Coverage Ratio
Minimum 120–125% vs. outstanding principal. -
Liquidity Maintenance
validates reinvestment alignment and duration control. -
Stress Testing
ensures coverage under conservative mortality scenarios. This continuous validation delivers confidence, predictability, and institutional trust.
Continuous Validation
This continuous validation delivers confidence, predictability, and institutional trust.
Preferred Note – Key Term Sheet
| Issuer | Quanta Global Capital Limited (Canada) |
|---|---|
| ISIN / CUSIP | CA74765U1030 / 74765U103 |
| Type | Senior Preferred Note – Insurance-Collateralized |
| Coupon Rate | 7.50% fixed p.a. |
| Term | 10 years (extendable to 15) |
| Issue Amount | USD 10 billion aggregate program |
| Denomination | USD 100,000 minimum |
| Interest Source | Borrower / project entity |
| Principal Source | Maturity proceeds of SLS insurance portfolio |
| Collateral Coverage | ≥ 125% coverage ratio |
| Auditor / Trustee | Big Four auditor / independent trustee |
| Governing Law | Ontario (Canada) with U.S. insurance compliance |
| Use of Proceeds | Funding of ESG-aligned infrastructure, renewable energy, industrial, and biotech projects |
Institutional Rationale
The Quanta Preferred Note platform delivers three institutional advantages:
Capital Security
Principal backed by insured maturities, not project cash flows.
Predictable Yield
7.5% annual return, fixed throughout the term.
Audit Transparency
Independent trustee, Big Four verification, and annual actuarial validation.
Legal Disclaimer
This document is provided strictly for informational purposes only and does not constitute, and shall not be construed as, an offer to sell or a solicitation of an offer to buy any securities, financial instruments, or investment products described herein. The information contained in this document is preliminary, subject to completion, amendment, or withdrawal without notice, and is intended solely for institutional review and insurance underwriting assessment. The securities described herein have not been, and will not be, qualified for distribution in Canada under any Canadian securities laws, including, without limitation, the securities laws of any province or territory of Canada. No prospectus has been filed with any securities commission or similar Quanta SLS Capital Group authority in Canada, and no such authority has expressed an opinion or passed upon the merits of the securities described herein. Accordingly, the securities may not be offered, sold, or delivered, directly or indirectly, in Canada, or to or for the account or benefit of any person or entity resident or domiciled in Canada. Any resale or transfer of the securities into or within Canada or to a Canadian resident is strictly prohibited unless such transaction is made in compliance with an exemption from, or in a transaction not subject to, the prospectus and registration requirements of applicable Canadian securities laws. By accepting this document, the recipient acknowledges and agrees that it is not a resident of Canada, is not purchasing for the account or benefit of a Canadian resident, and will not distribute or make available this document in Canada. Neither this document nor any copy of it may be distributed, directly or indirectly, in or into Canada, or made available to any Canadian person or entity.